Tip 1: Never Close Credit Cards After Paying Them Off.
Closing open tradelines such as a credit card will actually lower your credit score, since you are eliminating established credit.
Tip 2: Never Make a Major Purchase Right Before Having Your Credit Pulled.
Every major purchase you make and don't pay for in cash will hurt your credit score in the short term.
Tip 3: Never Keep the Balances on Your Credit Cards at Over 50% of Their Limits.
You are actually better off having balances on multiple credit cards and not having any paid off. As opossed to paying a single cred card off and having another card near its limit.
Tip 4: Never Leave Yourself Unprotected from Hundreds of Companies Who can Run Your Credit Monthly, Without Your Permission.
Let us show you how to opt out and avoid these unecessary pulls on your credit that happen monthly.
Tip 5: Never Allow Incorrect Information to Sit on Your Credit Report.
If your credit isn't perfect, there is a good chance that there is some incorrect information reporting on it. Let us help you dispute this information, remove it from your report and raise your score.
Call Strategic Mortgage today for more tips on how to improve your credit and get the house of your dreams!
