Mortgage Tips
We've compiled a list of some mortgage tips that can help along the process of getting a mortgage. Tired of all the lingo of mortgage talk? Contact Us and we'll make the mortgage process as pain free as possible.
Tip #1 Never Close a Credit Card After Paying it Off
Closing open tradelines such as a credit card will actually lower your credit score, due to the fact that you are eliminating established credit.
Tip #2 Never Keep a Higher-Than-Fifty-Percent Limit
You are actually better off having ballances on multiple credit cards and not having any paid off. As opposed to paying a single credit card off and having another card near its limit.
Tip #3 Never Allow Incorrect Information on Your Credit Report
If your credit isn't perfect, there is a good chance that there is some incorrect information reporting on it. Let us help you dispute this information, remove it from your report and raise your score.
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